While a settlement can offer financial relief and closure, it often comes with long-term consequences especially if your condition worsens or you require future medical care. That’s why it’s essential to understand exactly what you’re agreeing to before signing any paperwork.
What Does a Settlement Mean in a Workers’ Comp Case?
When you settle your workers’ compensation case, you are typically agreeing to close your claim in exchange for a lump-sum payment or structured settlement. In most cases, this means you will no longer be eligible for additional benefits related to the same injury, including medical treatment, wage replacement, or increased compensation if your condition deteriorates.
While settlements can bring peace of mind and help resolve lingering financial strain, they also limit your legal options going forward. Once finalized, a settlement is often permanent. If you waive your rights to future care in the agreement, you likely won’t be able to revisit the claim or request additional support later, even if your medical condition significantly worsens.
Can Future Medical Care Be Included?
In some cases, yes, but only if it’s explicitly negotiated into the settlement agreement. It’s not automatically included. Most standard settlements close out all future benefits, which means medical expenses related to your injury become your responsibility after the agreement is approved.
That’s why it’s critical to work with an attorney who can assess your long-term medical needs and determine whether future care should remain open. For workers with injuries that may require additional treatment or monitoring over time, preserving this right can make a meaningful difference.
What Role Does the Illinois Workers’ Compensation Commission Play?
All settlements in Illinois must be reviewed and approved by the Illinois Workers’ Compensation Commission (IWCC). The Commission’s role is to ensure that the settlement is fair, reasonable, and in your best interest. However, this review process does not replace the importance of having an advocate on your side.
The Commission will not assess whether the amount offered reflects the full value of your case or whether it accounts for future care unless those issues are raised. An experienced attorney can make sure those questions are addressed before anything is signed.
Make Sure Your Settlement Works for You — Not Against You
At The Illinois Hammer Injury Law Firm, we’ve helped injured workers across the state review and negotiate fair settlements that protect their rights, their health, and their financial future. We don’t let insurance companies pressure you into accepting less than you deserve.
Before you agree to anything, take the time to understand what’s at stake. Once a settlement is finalized, it is extremely difficult and often impossible to reopen your case.
Contact us today for a free consultation. We’ll help you weigh your options and make sure your decision serves your best interest not just today, but in the years ahead.
